Agricultural vehicle insurance provides financial protection for tractors, harvesters, and other farm vehicles against damage, theft, and third-party liabilities.

Yes, if the vehicle is used on public roads, at least third-party insurance is mandatory under the Motor Vehicles Act, 1988.

Common types include Third-Party Insurance, Own Damage Insurance, and Comprehensive Insurance that covers both third-party and personal vehicle damage.

Yes, many insurers offer add-ons like engine protection, zero depreciation, and personal accident cover for better protection.

Typically, you’ll need the insurance policy, vehicle registration, FIR (if applicable), repair estimates, and claim form.